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Updates from the San Francisco District Office

Economic Injury Disaster Loan Application Portal re-opens for new applications

SBA has reopened the Economic Injury Disaster Loan (EIDL) and EIDL Advance program portal to all eligible applicants experiencing economic impacts due to COVID-19.

Now that the EIDL and EIDL Advance application portal is accepting new applications, additional small businesses and non-profits will be able to receive long-term, low interest loans and emergency grants – reducing the economic impacts of COVID-19 on their businesses, employees and the communities they support.

  • EIDL assistance can be used to cover payroll and inventory, pay debt or other expenses.
  • Additionally, the EIDL Advance can provide up to $10,000 ($1,000 per employee) in emergency funds to businesses that do not have to be repaid. Small businesses may receive an advance, even if they are not approved for a loan.
  • EIDL loan and Advance applications already submitted are being processed on a first-come, first-served basis. Small businesses that have already applied do not need to apply again. For information or to apply, please visit the SBA disaster assistance website at

Loan Details:

  • To keep payments affordable for small businesses, SBA offers loans with long repayment terms, up to a maximum of 30 years. Plus, the first payment is deferred for one year.
  • These loans may be used to pay debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.

Apply Directly for an EIDL Loan

Paycheck Protection Program closes at the end of this month

The last day for approved applications to be submitted to the SBA under the Paycheck Protection Program will be June 30th, 2020.  If you are working with borrowers still thinking about putting in their applications to the PPP program, please ensure that their approvals are submitted prior to the close of the program.  No new approvals will be accepted following June 30th, 2020.

New PPP guidance and rule changes thanks to the Paycheck Protection Program Flexibility Act

U.S. Small Business Administration Administrator has begun implementing changes to the Paycheck Protection Program that were made possible thanks to the signing of the Paycheck Protection Program Flexibility Act (“The Flexibility Act”) on June 5th.

The enactment of this new law is still in progress.  A new loan forgiveness application will be issued as well as new rule changes to the PPP program to reflect Flexibility Act Provisions.

A joint statement by Treasury Secretary Steven T. Mnuchin and SBA Administrator Jovita Carranza regarding the enactment of the Paycheck Protection Program Flexibility Act was issued on June 8th.

Read the Statement

National PPP and EIDL Data reports

Newly updated data showing the full usage of the PPP and EIDL programs continues to be released. June 12th was the last date for high level reporting.


EIDL Advance


(see all of the reports released so far here)

Paycheck Protection Program Resources and Guidance from the Treasury

Detailed technical guidance, rules, and tools on the PPP program continue to be released on the treasury website regarding the Paycheck Protection Program.

See all of the PPP guidance issued to date

Since March 17, SBA has taken the following major steps to support business owners:

San Francisco District Office staffing change

Noah Brod

The San Francisco District Office’s Economic Development Specialist Noah Brod will be leaving the SBA this summer for new and exciting adventures at The Department of Housing and Urban Development (HUD).

Noah has been a valuable asset to the San Francisco District Office and the entire agency doing marketing, outreach and training events both internally and externally.  He fostered and maintained a supportive and robust network of local resource partners. Noah is always looking for opportunities to create engaging and powerful data visualizations and completed a year long Federal Data Strategy Fellowship while at SBA.

Noah will be transitioning from an Economic Development Specialist to a Community Planning and Development Representative. He will be working to deliver and improve community development grant programs to cities and counties in California. These programs are dedicated to serving low-income communities and helping to alleviate poverty – whether through expanding economic opportunities (as we do at SBA), alleviating homelessness, or improving living environments for those most at risk in our society.

The San Francisco District Office, our partners, and our business community will dearly miss Noah and wish him the best in his new position.

As a public service, the SBA may provide links to other organizations that provide information of benefit to small businesses. The links below are external links. They do not constitute an endorsement by the SBA of the opinions, products or services presented on the external sites, or of any sites linked to it.

Updates from throughout the region

San Francisco Chamber of Commerce presents the 16th Annual San Francisco Small Business Week – June 22 to June 26th

The 16th Annual, San Francisco Small Business Week has moved online in order to answer the call of small businesses for meaningful support and empowerment amid COVID-19. As small business week goes virtual it will bring the same meaningful and engaging programming as always, directly to you. The programs will address small business topics with thought leaders and experts and drive community engagement to support the small businesses that make our city vibrant.

Find Out More

Reading and other resources

Community Resources

Printable SBA Handouts

SBA Lending Data Dashboard

San Francisco District Office Contacts

Julie Clowes, District Director 

(415) 744-8474
Carlos Gutierrez, Deputy District Director

(415) 744-8475
Marlow Schindler, Lead Lender Relations Specialist (415) 744-6771